Available Protection Programs
Vehicle Service Contract
A mechanical breakdown policy that covers the costs of parts and labor for covered repairs. Available with various coverage levels and deductible options. May also include rental car reimbursement and towing allowance.
Vehicle Maintenance Programs
Prepaid maintenance programs that may include oil and filter change, 20-point inspection, fluid top-off, routine lubrication and brakes and rotors. Available in various terms and mileage intervals.
Guaranteed Auto Protection (GAP)
Will pay or waive the difference between the actual cash value and net loan payoff in the event your vehicle is a total loss due to fire, theft, or collision. May also include payment of your insurance deductible.
Tire & Wheel and Roadside Assistance Program
Covers the repair or replacement of your tires and/or wheels due to damage from a road hazard. Includes the cost of mounting, balancing, valve stems, labor, and sales tax. Provides 24 hour roadside assistance that includes change of flat tire, delivery of gas, oil, or water, jump start, locksmith service, and towing. (Not available in California)
Appearance Protection Program
Protects the exterior finish of your vehicle from oxidation and the elements, and the interior from staining, fading, and aging. There is a 5-year limited warranty on covered damage.
Theft Programs
LoJack
Vehicle recovery system that works in conjunction with the police department. Reimburses the price of the system if vehicle is stolen and not recovered within 24 hours while under the two-year warranty period.
Theft Protection Program
A vehicle marking program that deters thieves from stealing your vehicle for parts. Pays a cash benefit of $2500 or $5000 (based on selection of coverage) if your vehicle is stolen and not recovered or deemed a total loss when recovered.
Extended Service Program
Value:
- Protects against costly and unexpected repairs.
- Provides for unlimited number of repairs.
- Transferability enhances resale value.
Convenience:
- Substitute transportation and towing available.
- Nationwide repair network.
- Travel protection.
- Coverage and terms to match your needs.
Quality:
- Repairs performed by qualified technicians.
- Provides for unlimited number of repairs.
- Factory approved or certified replacement parts.
Extended Maintenance Program
Value:
- Routine maintenance protects vehicle investment.
- Service records can improve resale value.
- Protects against future inflation.
Convenience:
- Provides quick and efficient full maintenance.
- Pre-paid maintenance simplifies monthly budgeting.
- Identifies problems before they occur.
Quality:
- Vehicle inspections performed by certified technicians.
- Factory approved or certified replacement parts.
Gap Protection Program
Value:
- Covers difference between insurance settlement and loan payoff.
- Pays insurance deductible up to $1,000.
- Helps protect you against unexpected expenses.
- Helps preserve your good credit.
- Varies by state.
Convenience:
- Expedites replacement of vehicle.
- Settlement handled directly with lender.
Value:
- Provides protection throughout length of finance term.
- Protection backed by an A rated insurance provider.
Roadside Assistance And Tire & Wheel Program
Roadside Assistance Program:
- Provides emergency roadside assistance.
- Immediate response available 24/7/365.
- Provides coverage for any driver of vehicle.
- Includes up to 40 miles of towing.
Tire And Wheel Program:
- Covers tires and wheel damage from road hazards.
- Pays up to $2,500 toward repair or replacement on standard program.
- Pays up to $4,000 toward repair or replacement on luxury program.
- $0 deductible.
- Provides coverage throughout term of agreement.
- Coverage not limited to original tires and wheels.
Theft Protection Program
Value:
- Provides limited guarantee benefit of $2,500 or $5,000.
- May lower auto insurance premium.
- Transfer option may increase resale value.
Convenience:
- Helps police trace ownership through national database.
- Reduces out of pocket expenses for vehicle replacement.
- Reduces risk of vehicle theft.
Quality:
- Permanent window engraving cannot be removed.
- Backed by an A rated insurance company.
LoJack Recovery Program
Value:
- Helps police track and recover stolen vehicle.
- Quick recovery may prevent major damage from theft.
- No monthly monitoring fee.
Convenience:
- 90% vehicle recovery rate.
- Installed at location of your choice.
- Installed by LoJack certified technician.
Quality:
- $5,000 non-recovery benefit.
- Early warning system for immediate owner notification.
Appearance Protection Program
Value:
- Provides additional protection of interior and exterior surfaces.
- Product warranty is transferable to the next owner.
- Helps preserve future resale value.
Convenience:
- Warranty service provided anywhere in the United States.
- Product application at the dealership.
- Simplifies vehicle clean-up.
Quality:
- Provides 5 year warranty coverage.
- Treatment products meet highest quality standards.
Credit Life Insurance Program
Value:
- Pays remainder of financial obligation to lender.
- Provides free and clear title to your beneficiary.
- Provides coverage over and above current life insurance.
Convenience:
- No physical exam is required.
- Single or joint coverage available.
- Claims are paid directly to creditor.
- Avoids need to update current life insurance policy
Quality:
- Provides piece of mind for your family.
- Guaranteed premium for the entire coverage term.
- Backed by an A rated insurance company.
Credit Disability Insurance Program
Value:
- Pays monthly payment during disability.
- Helps preserve your good credit.
- Benefit payments made over and above your current coverage.
Convenience:
- No hospital stay is required for benefit.
- Cost can be included in monthly payment.
- Claims are paid directly to creditor.
Quality:
- Backed by an A rated insurance company.
- $0 deductible.
- Premiums do not increase with age.